But so far from the earnings, where is it that you are seeing a reflection of a pickup and one can clearly see that it is the large private banks that is the way the wave is moving.
Ashish Gupta: So, definitely the large banks have come out with good results. Some of the NBFCs as well as the mid-sized banks will also be big beneficiaries of both reduction in the delinquencies we had seen in the unsecured sides last year, so as that cycle is rolling…
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